Terms of Service
Effective Date: September 24, 2025
Welcome to Virtual Home Lending Inc. By accessing our website, services, or SMS communications, you agree to the following Terms of Service. Please read them carefully.
Use of Our Services
You must be at least 18 years old to use our services.
You agree to provide accurate, current, and complete information when submitting forms or engaging with our team.
Our services are intended for individuals and businesses interested in real estate solutions, investments, or related opportunities.
SMS/Text Messaging Terms
By opting in, you consent to receive SMS/text messages from Virtual Home Lending Inc. about your account, services, and promotional offers.
Message frequency may vary.
Message & data rates may apply.
To opt out, reply STOP at any time.
To request help, reply HELP.
Consent to receive messages is not a condition of purchase.
We maintain records of opt-ins for compliance with carrier and legal requirements.
Intellectual Property
All content on our website and communications — including text, graphics, logos, and materials — is the property of Virtual Home Lending Inc. and may not be copied, distributed, or used without prior written consent.
Limitation of Liability
We make every effort to provide accurate information and reliable services. However, Virtual Home Lending Inc. is not liable for:
Errors, inaccuracies, or omissions in content.
Losses or damages arising from use of our services.
Third-party services or platforms we use to deliver communications.
Modifications to Services and Terms
We reserve the right to update, modify, or discontinue services or these Terms at any time. Changes will be posted on this page with a revised effective date. Continued use of our services means you accept the updated terms.
Governing Law
These Terms of Service are governed by the laws of the State of California. Any disputes will be handled in the appropriate courts located in California.
Contact Us
If you have questions regarding these Terms of Service, please contact us:
Virtual Home Lending Inc.
Chula Vista, California
Email: [email protected]
Phone: (619) 271-3340
