Virtual Home Lending Inc. is a registered S-Corporation headquartered in Chula Vista, California. We are committed to providing professional, compliant, and transparent real estate solutions designed to help clients achieve their goals.
Founded in 2023, Virtual Home Lending Inc. is a registered S-Corporation based in Chula Vista, California. Established to simplify the process of real estate wholesaling and lending, we combine proven strategies with industry expertise to deliver opportunities that benefit both sellers and investors. Our mission is to provide seamless, secure, and transparent services, building trust and long-term partnerships with every client we serve.

To empower individuals and businesses in real estate transactions by offering reliable solutions backed by trust, security, and professionalism.
To empower individuals and businesses in real estate transactions by offering reliable solutions backed by trust, security, and professionalism.
We are transparent and honest in all transactions.
We strictly adhere to industry standards, legal requirements, and data protection laws.
Our clients come first, and we build solutions with their needs in mind.
We constantly improve our technology and processes to deliver better outcomes.
Legal Business Name: Virtual Home Lending Inc
DBA: Investment Reality Home & Loans
Business Registration: S-Corporation
Address: 3450 Bonita Rd Ste 204, Chula Vista, CA
Email: [email protected]
Phone: (619) 271-3340
We combine industry expertise with strict compliance to ensure every client gets trusted results. Whether you’re managing real estate offers, seeking secure solutions, or looking for a partner in property transactions — we’re here for you.
We operate with the highest standards of compliance and security, ensuring that every transaction and communication is fully protected.
No hidden fees, no surprises — just clear and honest terms you can count on.
Our team is here to guide you every step of the way with personalized service and responsive communication.
With years of experience in real estate and lending, we’ve built a reputation for connecting motivated sellers and investors with profitable opportunities.
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We specialize in real estate wholesaling by connecting motivated property sellers with qualified investors. Our team identifies off-market opportunities, evaluates their potential, and facilitates smooth transactions that benefit both sellers and buyers.
No. One of the key advantages of wholesaling is that it requires minimal upfront capital compared to traditional real estate investing. You may need funds for marketing, small earnest money deposits, or legal fees, but the barrier to entry is much lower.
We identify undervalued or motivated-seller properties, secure them under contract, and then either purchase the property ourselves or assign the contract to an investor. This creates a win-win situation for sellers looking for quick solutions and investors seeking profitable opportunities.
We provide exclusive access to off-market properties, transparent communication, and expert guidance throughout the entire process. Our focus is on building long-term, honest partnerships so you can feel confident in every deal.
Our headquarters are in Chula Vista, California, and we proudly serve clients and investors across the region.