About Virtual Home Lending Inc.

Virtual Home Lending Inc. is a registered S-Corporation headquartered in Chula Vista, California. We are committed to providing professional, compliant, and transparent real estate solutions designed to help clients achieve their goals.

Who We Are

Founded in 2023, Virtual Home Lending Inc. is a registered S-Corporation based in Chula Vista, California. Established to simplify the process of real estate wholesaling and lending, we combine proven strategies with industry expertise to deliver opportunities that benefit both sellers and investors. Our mission is to provide seamless, secure, and transparent services, building trust and long-term partnerships with every client we serve.

Our Mission

To empower individuals and businesses in real estate transactions by offering reliable solutions backed by trust, security, and professionalism.

Our Vision

To empower individuals and businesses in real estate transactions by offering reliable solutions backed by trust, security, and professionalism.

Our Core Values

Integrity

We are transparent and honest in all transactions.

Compliance

We strictly adhere to industry standards, legal requirements, and data protection laws.

Customer Focus

Our clients come first, and we build solutions with their needs in mind.

Innovation

We constantly improve our technology and processes to deliver better outcomes.

Our Business Information

Legal Business Name: Virtual Home Lending Inc

DBA: Investment Reality Home & Loans

Business Registration: S-Corporation

Address: 3450 Bonita Rd Ste 204, Chula Vista, CA

Email: [email protected]

Phone: (619) 271-3340

Why Choose Virtual Home Lending Inc.?

We combine industry expertise with strict compliance to ensure every client gets trusted results. Whether you’re managing real estate offers, seeking secure solutions, or looking for a partner in property transactions — we’re here for you.

Secure & Compliant

We operate with the highest standards of compliance and security, ensuring that every transaction and communication is fully protected.

Transparent Pricing

No hidden fees, no surprises — just clear and honest terms you can count on.


Dedicated Support

Our team is here to guide you every step of the way with personalized service and responsive communication.


Proven Track Record

With years of experience in real estate and lending, we’ve built a reputation for connecting motivated sellers and investors with profitable opportunities.

Stay Updated With Text Alerts

Get In Touch

FAQS

What does Virtual Home Lending Inc. do?

We specialize in real estate wholesaling by connecting motivated property sellers with qualified investors. Our team identifies off-market opportunities, evaluates their potential, and facilitates smooth transactions that benefit both sellers and buyers.

Do I need a lot of money to start working with you?

No. One of the key advantages of wholesaling is that it requires minimal upfront capital compared to traditional real estate investing. You may need funds for marketing, small earnest money deposits, or legal fees, but the barrier to entry is much lower.

How does the wholesaling process work?

We identify undervalued or motivated-seller properties, secure them under contract, and then either purchase the property ourselves or assign the contract to an investor. This creates a win-win situation for sellers looking for quick solutions and investors seeking profitable opportunities.

Why should I choose Virtual Home Lending Inc.?

We provide exclusive access to off-market properties, transparent communication, and expert guidance throughout the entire process. Our focus is on building long-term, honest partnerships so you can feel confident in every deal.

Where is Virtual Home Lending Inc. located?

Our headquarters are in Chula Vista, California, and we proudly serve clients and investors across the region.

3450 Bonita Rd #206 ste 204, Chula Vista, CA 91910, USA