Trusted Real Estate Offer Platform Built for You
Streamline property offers with secure, transparent solutions. Backed by Virtual Home Lending Inc
Who We Are
At Virtual Home Lending Inc., we’re more than just a lending company — we’re your trusted partner in real estate and home loan solutions. Registered as an S-Corporation in Chula Vista, California, and operating under the DBA “Investment Reality Homes & Loans,” our business is built on transparency, trust, and a customer-first approach.
✅ Licensed & registered business you can rely on
📍 Physical office located in Chula Vista, CA
🤝 Transparent process with a customer-first mindset
What We Offer
Property Sourcing
At Virtual Home Lending Inc., we focus on uncovering real estate opportunities that deliver long-term value. Our team uses strategies such as direct outreach, online platforms, and community connections to engage with motivated sellers who are ready to move quickly. By identifying properties with strong potential, we create opportunities for investors while providing sellers with a clear, transparent process they can trust.
Property Analysis
At Virtual Home Lending Inc., our team carefully evaluates every property before presenting it as an investment opportunity. We look at key factors such as current condition, neighborhood market value, estimated repair costs, and potential resale price. This thorough preliminary analysis ensures that every opportunity we share has real profit potential and aligns with our commitment to transparency and smart investing.
Assignment of Contracts
Once we secure a property under contract, our team has the flexibility to either purchase the property directly or assign the contract to another qualified investor. In many cases, we transfer the rights of the contract through an assignment process, allowing the end buyer to step in and complete the purchase. In return, the wholesaler earns a transparent assignment fee — a fair compensation for sourcing and structuring the opportunity. This approach creates a win-win outcome for motivated sellers and investors alike.
Investor Networking
At Virtual Home Lending Inc., we’ve built a trusted network of real estate investors who are actively searching for profitable opportunities. By serving as the connection point between motivated sellers and qualified buyers, we streamline the process and ensure a smooth transaction for all parties. Our role as an intermediary allows us to match the right properties with the right investors, creating value on both sides of the deal.
Why Businesses Choose Virtual Home Lending Inc.
When it comes to real estate and lending, trust and reliability matter. That’s why businesses and investors continue to partner with us.
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Secure & Compliant
We operate with the highest standards of compliance and security, ensuring that every transaction and communication is fully protected.
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Transparent Pricing
No hidden fees, no surprises — just clear and honest terms you can count on.
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Dedicated Support
Our team is here to guide you every step of the way with personalized service and responsive communication.
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Proven Track Record
With years of experience in real estate and lending, we’ve built a reputation for connecting motivated sellers and investors with profitable opportunities.
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FAQS
What does Virtual Home Lending Inc. do?
We specialize in real estate wholesaling by connecting motivated property sellers with qualified investors. Our team identifies off-market opportunities, evaluates their potential, and facilitates smooth transactions that benefit both sellers and buyers.
Do I need a lot of money to start working with you?
No. One of the key advantages of wholesaling is that it requires minimal upfront capital compared to traditional real estate investing. You may need funds for marketing, small earnest money deposits, or legal fees, but the barrier to entry is much lower.
How does the wholesaling process work?
We identify undervalued or motivated-seller properties, secure them under contract, and then either purchase the property ourselves or assign the contract to an investor. This creates a win-win situation for sellers looking for quick solutions and investors seeking profitable opportunities.
Why should I choose Virtual Home Lending Inc.?
We provide exclusive access to off-market properties, transparent communication, and expert guidance throughout the entire process. Our focus is on building long-term, honest partnerships so you can feel confident in every deal.
Where is Virtual Home Lending Inc. located?
Our headquarters are in Chula Vista, California, and we proudly serve clients and investors across the region.
